Predict Returns & Reduce ACH Fraud Loss
Unit21’s ACH fraud solution empowers financial institutions (FIs) & Fintechs to block fraudulent ACH transactions.
With purpose-built technology optimized by machine learning (ML) and AI, ACH return rates are dramatically reduced while customer transactions are processed swiftly.
Purpose-Built to Stop ACH Fraud
Detect Risk
Increase detection accuracy via machine learning, reducing false positives.
Prevent Fraud
Stop fraudulent ACH transactions before they hit, reducing losses.
Respond Confidently
Achieve faster investigations and resolution times with AI automation.
A Comprehensive & Proactive Solution
Predict R10 Returns with a Transparent ML-driven Score
An ML model customized with your data, flags R10s before they happen by providing a score and the reasons behind it.
With trust in the score, confidently focus on strategic growth and significantly reduce ACH risk and return rates.
Detect ACH Fraud Quickly and Accurately with OOTB Rules
Unit21 is prescriptive in providing rules for common ACH fraud scenarios, yet flexible with real-time monitoring, dynamic models, and editable rule templates.
Start detecting ACH fraud within minutes of go-live to reduce false positives.
Stop Fraudulent Transactions with Consortium Risk Signals
Get a comprehensive view of risk while enriching your data with consumer, business and bank account information as well as historical comparisons. Validate easily with fuzzy name matching.
As part of our Consortium, you’re able to block known fraudulent payment destinations to protect customers and reduce fraud losses.
Automate ACH Fraud Investigations with AI
Rely on Unit21’s AI Agent to automate manual investigations and streamline case management tasks such as online entity search and document analysis while still including a human in the loop.
Reduce investigation time by over 60% with AI Agent.
Prescriptive Yet Flexible Use Cases
