CUSTOMER RISK RATING
Risk Ratings That See What Others Miss
Go beyond what regulators expect. With Unit21’s CRR you will drive smarter decisions with dynamic, tailored risk ratings built for your organization’s unique needs.
HOW IT WORKS
Build, Test, Deploy, and Integrate
Choose Your Variables
Select from customizable risk categories or add unique attributes like KYC data and transaction frequency.
Test on Your Customer Base
Refine scoring thresholds and validate risk levels against your customer base.
Iterate on Your Model
Adjust variables and weights based on test results and evolving risk factors.
Easily Deploy
Launch your CRR model, categorizing customers into low, medium, or high-risk levels, all with a few clicks.
Integrate Into Your Rules
Integrate CRR scores into rules to automate alert generation, conduct enhanced due diligence, and target controls to specific segments.
WHAT MAKES UNIT21 UNIQUE
Your Risk Framework, Your Way
Total Customizability
Transform any data point into powerful risk intelligence. Whether it's transaction patterns, device fingerprints, social media presence, or industry-specific signals – if you can collect it, you can factor it into your risk assessment.
Directly Embedded in Rules and Workflows
Turn risk scores into automated action by embedding them directly into your monitoring workflows. Use customer risk levels to dynamically adjust transaction thresholds, customize alert routing, and trigger specific due diligence requirements – all without manual intervention.
Full Transparency and Explainability
You're in control. Test and adjust your model in real-time. See precisely how scores are calculated and what’s influencing your risk levels, and retain an audit trail to answer any questions an auditor may have.
Tailored Risk Segmentation
Create scores based on customer demographics or transaction behaviors, ensuring every score aligns with your organization’s goals.
The State of Fraud & AML
In our third year, we surveyed 350+ practitioners across banks, credit unions, and fintech. Five trends emerged.
Transform Risk Ratings Into Real Action
Empower your organization with customizable, transparent solutions from compliance to fraud prevention.